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Patient Center

Flagstaff Obgyn

Payment Information


Accepted Insurances

We know navigating the insurance coverage process can be stressful, and we’re here to help make your experience as smooth as possible. We accept a variety of plans under Medicare, Medicaid, Commercial, and Marketplace companies.

If your insurance company is in network with the providers of Flagstaff OBGYN: Please contact your insurance company to confirm what care is covered by your individual policy as well as your patient responsibility for Referrals, Deductibles, Co-pays, and Co-insurance amounts. Flagstaff OBGYN will work with your insurance to meet medically necessary criteria and all authorization requirements.

If your insurance company is out-of-network with the providers of Flagstaff OBGYN: We can still bill your insurance if your policy allows for out-of-network benefits. You may have a higher out of pocket responsibility associated with out-of-network care and your insurance company will be able to help you understand your out-of-network benefit levels. If your insurance company does not allow for out-of-network benefits, we first recommend contacting your insurance to find an in-network provider, or we would be happy to provide care based on our Self Pay fee schedule.

Accepted Insurances

The list below is for reference purposes only and is subject to change. Not all plans within the insurance companies listed are considered participating (HMOs, EPOs). Please contact our billing team if you do not see your insurance company and we will assist you in verification. Flagstaff OBGYN will never be contracted with out-of-state Medicaid or HMO insurance policies.

Commercial Plans

  • Aetna
  • AZ Foundation
  • BCBS (All PPO policies, local and out of state)
  • BCBS Federal
  • Cigna
  • Humana
  • MultiPlan/PHCS
  • UHC
  • UMR (Pathfinder Tier 1)


Medicare and Medicare Replacement (Advantage Plans)
Please note: Medicare Advantage Plans under HMO may require a referral. It is the patient’s responsibility to obtain a referral from their PCP to avoid associated costs of a denial.

  • AARP Medicare Advantage (Through United Healthcare)
  • Aetna Medicare Advantage PPO
  • BCBS Medicare Advantage
  • Health Choice Pathway
  • Medicare Part B (Red, White, and Blue)
  • United Healthcare Medicare Complete
  • Wellcare by Allwell


Medicaid Plans

  • AZ Complete Health (pending credentialing, estimated start date January 1st, 2023)
  • Care 1st
  • Health Choice of AZ
  • UHC Community Plan


Marketplace Plans

Please note: Marketplace plans under HMO may require a referral. It is the patient’s responsibility to obtain a referral from their PCP to avoid associated costs of a denial. Some Marketplace policies may also be limited to your county. Please confirm with your insurance provider directory.
Ambetter from AZ Complete Health (pending credentialing, estimated start date January 1st, 2023)

  • BCBS of Arizona PPO
  • BCBS of Arizona Neighborhood Network
  • United Healthcare


Military Services and Veterans Association
Please note: It is the responsibility of the service member or veteran to obtain a referral authorization from a base physician (if required) or VA prior to the scheduled appointment. Appointments will be canceled or rescheduled if a required referral is not received.

  • Champ VA
  • Health Net Federal Services
  • Triwest Healthcare Alliance (Veterans Administration, Prescott VA)
  • Tricare for Life (Supplemental)

Patient Forms

Patient Demographic
Financial Policy

Payment Options

Payment Options

Flagstaff OBGYN makes it easy and convenient to pay your bill. You can pay online through your E-clinical patient portal by VISA, American Express, MasterCard or Discover. Be sure to have your statement and payment method readily available and select your corresponding physician when making your payment. Checks may be mailed to:

Flagstaff OBGYN
1100 N San Francisco St, Ste B
Flagstaff AZ, 86001

*Please indicate the patient account on your check.

Financing Options

We understand that sometimes you need flexibility in your budget. We want our patients to focus on their health without the burden of how they are going to pay for their care. We offer several ways to pay including in-house payment plans up to 12 months or take advantage of our partnership with CareCredit offering deferred-interest options.

Payment financing options are based on balance amount due.

If you have any questions regarding your billing statement or would like to discuss a payment plan, please call our Billing Team at 928-779-7851 and select option 5.

Now Accepting Care Credit


CareCredit offers special financing and low monthly payment options for a wide range of health care services. There are no up-front costs or prepayment penalties. CareCredit is a simple way to consolidate and manage out-of-pocket healthcare expenses, because it is a credit card that can be used repeatedly by you or any family member. Find your physician below and follow the link to apply or pay online.

Dr. Phillip Williams:

Dr. Laurie Perrin:

Dr. Jennifer Graff:

Dr. Audrey Roberts:

Dr. Brian Lindstrom:

Kristi Kolek PA-C:

For questions regarding your CareCredit account, please contact them directly at 800-365-8295.